If you are looking to move to someplace affordable, we have the list for you. The criteria that the National Association of Home Builders uses is if the home is affordable for families living at the median income of $64,800.

So while these cities are not the top of most folks hit parade, they do provide the ability to live within ones means.

Top 10 Most Affordable Real Estate Markets in 2009

1. Kokomo, IN                           96.7
2. Springfield, OH                      96.1
3. Bay City, MI                         96.0
4. Mansfield, OH                        95.7
5. Elkhart-Goshen,IN                    95.2
6. Indianapolis-Carmel, IN              94.5
7. Canton-Massillon, OH                 94.4
8. Youngstown-Warren-Boardman, OH-PA    93.9
9. Lima, OH                             93.8
10.Davenport-Moline-Rock Island, IA-IL  93.0

via NAHB